Index your Investments Individualize your Insurance
Consultants specializing in annuity, long term care and legacy planning
Plan, Protect and Preserve
annuities
Confusion, complexity and commission have destroyed the image of an annuity, one of the longest-lived financial vehicles in human history. Understand through a simplified, consultant-approach how and if an annuity fits into a well-rounded financial plan.
life insurance
Do you have a desire to leave a legacy? Properly funded and structured life insurance can provide valuable tax benefits to you and your heirs. Analyze your existing coverage and options, update your plan and understand what you own.
long term care
Most of us have been personally touched by a loved one who has needed LTC. Is it right for you or should you self-insure? How do you deal with skyrocketing premiums? What are your options? We analyze your wants, needs and coverage so you know where you stand.
Memories and Money are what we leave behind. Finalize your estate plan and focus the time you have making memories with those you love.
Thomas B. Henriques, CRPC, founder and chief protection officer